Topsail Marine Insurance

About Topsail Marine Insurance

Topsail makes two promises most insurers won't: **you'll have a dedicated account handler**, and **your call won't sit in a queue**. Rather than selling one insurer's product, the Sunshine Coast team shops your boat to a **panel of Australian and international underwriters**, then stays in your corner if you need to claim.

## At a glance - **Best for:** yacht and motorboat owners who want a specialist to find the right policy, cruising sailors heading offshore, and superyacht owners and managers - **Covers:** yachts, motorboats, small craft and superyachts, in Australian waters and offshore - **Liability:** up to A$10 million third-party liability while cruising in Australian waters - **Contact:** 1300 72 73 24 · contact@topsailinsurance.com.au

## The story The Topsail group started in the **UK in 1996** and brought its marine insurance expertise to Australia with offices in Perth and Sydney before settling on the Sunshine Coast. Its Australian business was built by **Rob Stevens**, who spent his career in marine insurance, first underwriting for Lloyd's syndicates and then with London Lloyd's brokers, before moving to Australia to run Topsail here. Today Topsail is owned by Oceanic Marine Risks Pty Ltd.

## What stands out - **A panel, not one product.** Because Topsail works with several insurers, it can often find cover for boats others won't take on, such as older yachts, bigger boats and unusual cruising plans. - **Claims help.** The team administers your claim and acts on your behalf. - **Superyachts.** Hull and machinery, protection and indemnity (P&I) and crew personal accident cover for owners, managers and skippers. - **Offshore cruising.** Cover is available for vessels cruising offshore as well as in Australian waters. - **Travel insurance** for sailors is available too.

## How it compares Topsail is the pick if you want a **person, not a portal**. It's a real alternative to going direct to [Club Marine](/directory/club-marine-boat-insurance) or [Pantaenius](/directory/pantaenius-australia), especially for older, larger or offshore boats that can be hard to place. For the same personal approach on the Sunshine Coast with a multihull focus, see [Aqua Marine HQ](/directory/aqua-marine-hq-insurance-agency).

## Questions to ask before you buy - **Which insurer** will my policy be placed with, and can I see its PDS? - What's my cruising area, and how would **offshore or international** plans change the cover? - Who's my **account handler**, and how do claims work with Topsail acting for me? - For superyachts: what **crew and P&I** cover do I need?

## Contact **Level 1, Building C, 4-6 Innovation Parkway, Birtinya QLD 4575** · 1300 72 73 24 · contact@topsailinsurance.com.au. Topsail acts as a Corporate Authorised Representative (No. 1297607) of QIB Specialty Pty Ltd (AFSL 235365).

See our guide to [marine insurance on the Sunshine Coast](/marine-insurance-sunshine-coast) and compare other [marine insurance providers](/directory/services/insurance).

**Last checked:** September 2026. Policy terms depend on the insurer your cover is placed with.

Services and expertise

• Marine insurance

Confirm availability, scope and pricing directly with the business before making arrangements.

A closer look